Insights + Resources

Epic Insights

Bad Money Habits to Break

May 17, 2024

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior. (more…)

Tags: Certified Financial Planner Charlotte NC, charlotte NC, Current Events, Personal Finance

Tax Planning for Income

May 15, 2024

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Tags: Certified Financial Planner Charlotte NC, Family Wealth, financial advisor charlotte nc, Retirement Tax Savings, Tax Deductions, Tax Planning, taxes

Basics of Financial Fitness

May 13, 2024

There’s a subjective uncertainty associated with financial wellness. Are you financially fit? And if so, how fit are you?

While there is no clearly defined threshold for answering affirmatively, much less grading your level of fitness, there are baseline elements associated with financial fitness. To make sure that you’re on the right track, develop a financial plan that lays out clear goals and timelines. Below are steps to consider to get you started: (more…)

Market Update – Navigating May’s Stock Market Outlook

May 10, 2024

After a strong first quarter for stocks, some April showers rained down as the S&P 500 fell about 4% last month. Hopefully those showers will bring some flowers in May, despite the widely cited stock market adage, “Sell in May and go away.” There is some merit to this old adage because the S&P 500’s best six-month returns have, on average, come from November through April, and its worst between May and October (recall bear markets often end in October). Still, historically the index has gained an average of 1.8% from May through October — hardly worth avoiding. (more…)

Tags: Current Events

Retirement and Adult Children

May 8, 2024

Families are one of the great joys in life, and part of the love you show to your family is making sure that their basic needs are met. While that’s only to be expected from birth through the high school years, many households are helping their adult children well into their twenties and beyond at the cost of their own retirement savings. (more…)

Tags: Family Wealth, Financial Planner Charlotte NC, Financial Planning, retirement, Retirement Planning

Explaining the Basis of Inherited Real Estate

May 6, 2024

At some point in our lives, we may inherit a home or another form of real property. In such instances, we need to understand some of the jargon involving inherited real estate. What does “cost basis” mean? What is a “step-up?” What is the home sale tax exclusion, and  what kind of tax break does it offer? (more…)

Tags: Estate Planning, Family Wealth, Tax Advantages, taxes, Wealth Building

Buying Supplemental Health Insurance: Medigap

May 3, 2024

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Tags: Estate Planning, Long-Term Care Planning, Medicare

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